Commercial Construction Loans
Build your business with new construction financing
Want to finance a new purchase, refinance a property, or free up cash in your rental portfolio? Kiavi makes rental financing easy with our advanced online platform and flexible loan options.
Rental property financing made easy
Elevate your real estate investment strategy with Kiavi's new construction loans, designed uniquely for developers. Finance your new construction investment with a simple, streamlined lending process and competitively priced capital.
Easy
No need to secure time-consuming permits before closing.* Plus, streamlined processes like quick draws save you headaches and time.
Competitive
Competitive rates and terms with low origination fees. No surprises like hidden rate adjustments, and appraisals are not required for closing.
Flexible
Flexible options like single or dual closes and build-to-sell or build-to-rent exit strategies. Reliable capital with consistent processes.
9.95%
Loans from
Rates as Low as
ARV - After Repair Value
LTC - Loan to Cost
$100K to $30M
Up to 90%
Up to 75%
3 or 6 Month Extensions
24 Month Term
Up to 100%
Build Costs
Plan-ready new construction loans
Kiavi’s new construction loans allow you to free up your own capital by leveraging ours to acquire and build your next investment. Experience the ease of Kiavi's financing process, designed with developers in mind. From a streamlined application to developer-friendly terms like no permits required* for funding to a quick draws process and in-house servicing, you’ll experience a fast and easy financing process from start to finish.
Get Pre-Qualified Online
Close in as few as 14 business days to compete with cash buyers
Schedule a Call
No need to drain your own funds. We offer up to 85% LTV
Submit Your Application
Maximize your returns with our competitive fix and flip/bridge loan rates
Three easy steps and you are on your way!
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No Application Fee / No Appraisal / No Income Verification / No Prepayment Penalties
The quick and easy way to finance your new build projects
Kiavi offers a faster closing experience than traditional banks, providing you with a competitive edge in the market. Forget searching for pay stubs and old W-2s - we do not verify your income or employment. On top of that, our tech platform eliminates time-consuming tasks, speeding up the process to close so you can compete with cash buyers. For example, rather than waiting on an appraisal, we use our platform to underwrite the deal - getting you to the closing table quicker!
Fund new purchases or restore your cash position
New purchase
Kiavi can provide the funds to purchase the property plus the building costs—and can close quickly, allowing you to compete against cash buyers.
Refinance
Use your own cash to purchase a property and restore your original cash position within 6 months of the purchase.
LOAN PRODUCTS
Who we are
*Bridge loan rates and terms are based on a combination of factors: LTV, FICO, and Experience and are subject to change.
†Residential and Commercial loan rates and terms are based on a combination of factors: LTV, FICO, and Experience and are subject to change. Non-Owner-Occupied investment properties only. See our Owner Occupied page for current States that we are licensed in.
Cash-out LTV based solely off of appraised value and in some instances cost basis.
Loans available Nationwide. Prepayment penalties as allowable by state.
Licensed by the Florida Office of Financial Regulation, Mortgage Loan Originator License LO86209, NMLS #1868116, California - CA-DFPI1868116, Colorado - 100535559, Georgia - 1868116, Texas, Virginia - MLO-63661VA.
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